KY Motor Carrier Census & Insurance Guide
Trucking Companies in Kentucky
Official U.S. DOT census data shows 1,191 active for-hire and private motor carriers headquartered in Kentucky, operating 6,594 commercial power units and employing 7,380 commercial drivers.
1,191
Active KY Fleets
6,594
Power Units
$11,691
Avg Min Ins / Truck
526
New Authorities
Actuarial Premium Benchmarks
Updated Monthly2026 Kentucky Commercial Truck Insurance Cost by Fleet Size
| Fleet Operation Tier | Power Units | Estimated Annual Premium | Primary Coverage Included | Required Filings |
|---|---|---|---|---|
| Owner-Operator (Semi / Box Truck) | 1 Truck | $11,691 – $18,442 | $1M Auto Liability + $100k Cargo | BMC-91X, MCS-90 |
| Small Commercial Fleet | 2 – 4 Units | $22,797 – $69,158 | $1M Liability + Physical Damage + Cargo | BMC-91X, Form E |
| Mid-Sized Transportation Fleet | 5 – 15 Units | $53,779 – $248,967 | Comprehensive Commercial Fleet Policy + GL | BMC-91X, MCS-90, Form H |
| New Venture Authority (1st Year) | 1 – 2 Trucks | $14,614 – $24,897 | New Venture Risk Surcharge + $1M Liability | BMC-91X, BOC-3 |
* Actuarial benchmarks based on official FMCSA statutory requirements and underwriting loss ratios in Kentucky.Calculate Custom KY Quote →
Browse Kentucky Trucking Companies by City (30 Top Freight Hubs)
Louisville(333)Lexington(62)Bowling Green(61)Florence(29)London(16)Owensboro(15)Pikeville(13)Richmond(13)Glasgow(13)Paducah(12)Hebron(11)Fairdale(10)Nicholasville(9)Bardstown(9)Hopkinsville(9)Shelbyville(8)Ashland(8)Shepherdsville(8)Harrodsburg(8)Salyersville(8)Franklin(8)Burlington(7)Louisa(7)Flemingsburg(7)Olive Hill(7)Mayfield(7)Albany(7)Greenville(7)Russellville(7)Elizabethtown(6)
Verified Motor Carriers in Kentucky (Page 33 of 50)
Cargo: General Freight|Est. Ins: $10,900–$17,200/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $11,300–$17,800/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $9,400–$14,800/truck
Inspection & Filing ProfileCargo: Motor Vehicles & Auto Hauling|Est. Ins: $12,400–$19,500/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $9,400–$14,800/truck
Inspection & Filing ProfileACTIVEUSDOT #3500011MC-1154886HAZMAT
CHARLES BENHAM
DBA: B&S GARAGE
Glasgow, KY 421411 Power Unit2 Drivers
Cargo: Hazardous Materials (Hazmat)|Est. Ins: $13,600–$21,500/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $10,800–$17,000/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $9,400–$14,800/truck
Inspection & Filing ProfileACTIVEUSDOT #3541597MC-1182704
RICHARD A WALLACE
DBA: WALLACE FARMS TRUCKING
Albany, KY 42602-68491 Power Unit1 Driver
Cargo: General Freight|Est. Ins: $9,400–$14,800/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $10,800–$17,000/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $6,300–$10,300/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $11,700–$18,400/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $11,700–$18,400/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $9,400–$14,800/truck
Inspection & Filing ProfileACTIVEUSDOT #3588483MC-1214605
ZAINE-TRANS LLC
DBA: ZAINE-TRANS
Louisville, KY 40245-76271 Power Unit1 Driver
Cargo: General Freight|Est. Ins: $9,400–$14,800/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $11,500–$18,100/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $11,500–$18,100/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $9,400–$14,800/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $5,400–$8,900/truck
Inspection & Filing ProfileACTIVEUSDOT #3624168MC-1239073
OLLIE RIDGE TRUCKING COMPANY LLC
Mammoth Cave, KY 422591 Power Unit1 Driver
Cargo: General Freight|Est. Ins: $6,700–$11,000/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $9,400–$14,800/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $9,400–$14,800/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $9,400–$14,800/truck
Inspection & Filing ProfileCargo: Hazardous Materials (Hazmat)|Est. Ins: $13,600–$21,500/truck
Inspection & Filing Profile