KY Motor Carrier Census & Insurance Guide
Trucking Companies in Kentucky
Official U.S. DOT census data shows 1,191 active for-hire and private motor carriers headquartered in Kentucky, operating 6,594 commercial power units and employing 7,380 commercial drivers.
1,191
Active KY Fleets
6,594
Power Units
$11,691
Avg Min Ins / Truck
526
New Authorities
Actuarial Premium Benchmarks
Updated Monthly2026 Kentucky Commercial Truck Insurance Cost by Fleet Size
| Fleet Operation Tier | Power Units | Estimated Annual Premium | Primary Coverage Included | Required Filings |
|---|---|---|---|---|
| Owner-Operator (Semi / Box Truck) | 1 Truck | $11,691 – $18,442 | $1M Auto Liability + $100k Cargo | BMC-91X, MCS-90 |
| Small Commercial Fleet | 2 – 4 Units | $22,797 – $69,158 | $1M Liability + Physical Damage + Cargo | BMC-91X, Form E |
| Mid-Sized Transportation Fleet | 5 – 15 Units | $53,779 – $248,967 | Comprehensive Commercial Fleet Policy + GL | BMC-91X, MCS-90, Form H |
| New Venture Authority (1st Year) | 1 – 2 Trucks | $14,614 – $24,897 | New Venture Risk Surcharge + $1M Liability | BMC-91X, BOC-3 |
* Actuarial benchmarks based on official FMCSA statutory requirements and underwriting loss ratios in Kentucky.Calculate Custom KY Quote →
Browse Kentucky Trucking Companies by City (30 Top Freight Hubs)
Louisville(333)Lexington(62)Bowling Green(61)Florence(29)London(16)Owensboro(15)Pikeville(13)Richmond(13)Glasgow(13)Paducah(12)Hebron(11)Fairdale(10)Nicholasville(9)Bardstown(9)Hopkinsville(9)Shelbyville(8)Ashland(8)Shepherdsville(8)Harrodsburg(8)Salyersville(8)Franklin(8)Burlington(7)Louisa(7)Flemingsburg(7)Olive Hill(7)Mayfield(7)Albany(7)Greenville(7)Russellville(7)Elizabethtown(6)
Verified Motor Carriers in Kentucky (Page 16 of 50)
Cargo: General Freight|Est. Ins: $12,700–$20,000/truck
Inspection & Filing ProfileACTIVEUSDOT #3340153MC-1065937
SMITHHART BROTHERS TRUCKING LLC
Henderson, KY 42420-46513 Power Units4 Drivers
Cargo: General Freight|Est. Ins: $12,400–$19,500/truck
Inspection & Filing ProfileACTIVEUSDOT #3382304MC-1093873
U Y SUPPLY LLC
DBA: U Y TRUCKING
Prestonsburg, KY 416533 Power Units3 Drivers
Cargo: General Freight|Est. Ins: $9,400–$14,800/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $9,400–$14,800/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $9,400–$14,800/truck
Inspection & Filing ProfileACTIVEUSDOT #3515291MC-1226261
HUGHES PRECISION HAULING LLC
Winchester, KY 40391-77603 Power Units2 Drivers
Cargo: General Freight|Est. Ins: $12,400–$19,500/truck
Inspection & Filing ProfileACTIVEUSDOT #3558949MC-1194611HAZMAT
5 POINT TRANSPORTATION LLC
Louisville, KY 402183 Power Units3 Drivers
Cargo: Hazardous Materials (Hazmat)|Est. Ins: $13,600–$21,500/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $9,400–$14,800/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $12,400–$19,500/truck
Inspection & Filing ProfileACTIVEUSDOT #3640109MC-237646
MILWEE TRUCKING LLC
DBA: D & A TRUCKING
Cranks, KY 408203 Power Units2 Drivers
Cargo: General Freight|Est. Ins: $11,300–$17,800/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $11,700–$18,400/truck
Inspection & Filing ProfileACTIVEUSDOT #3646895MC-1255513HAZMAT
PATRICK & SONS TRUCKING LLC
Morehead, KY 403513 Power Units3 Drivers
Cargo: Hazardous Materials (Hazmat)|Est. Ins: $13,600–$21,500/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $9,400–$14,800/truck
Inspection & Filing ProfileACTIVEUSDOT #3654935MC-1736265
LARRY SAYLOR
DBA: LS TRUCKING
Bledsoe, KY 40810-82073 Power Units2 Drivers
Cargo: General Freight|Est. Ins: $11,500–$18,100/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $12,400–$19,500/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $9,400–$14,800/truck
Inspection & Filing ProfileCargo: General Freight|Est. Ins: $9,400–$14,800/truck
Inspection & Filing ProfileACTIVEUSDOT #3797212MC-1365292HAZMAT
M&M AUTO SALES AND TOWING LLC
Frenchburg, KY 403223 Power Units2 Drivers
Cargo: Hazardous Materials (Hazmat)|Est. Ins: $7,800–$12,900/truck
Inspection & Filing ProfileCargo: Hazardous Materials (Hazmat)|Est. Ins: $7,800–$12,900/truck
Inspection & Filing ProfileCargo: Building Materials|Est. Ins: $11,300–$17,800/truck
Inspection & Filing ProfileCargo: Grain, Feed & Hay|Est. Ins: $10,900–$17,200/truck
Inspection & Filing ProfileACTIVEUSDOT #4024172MC-1518649
SMOKEY & SUNSHINE EXCAVATING INC
Paint Lick, KY 404613 Power Units2 Drivers
Cargo: Building Materials|Est. Ins: $6,900–$11,400/truck
Inspection & Filing ProfileACTIVEUSDOT #4047919MC-1533230
M&D EXPRESS TRUCKING COMPANY LLC
Louisville, KY 402453 Power Units3 Drivers
Cargo: General Freight|Est. Ins: $9,400–$14,800/truck
Inspection & Filing ProfileACTIVEUSDOT #4054199MC-1536935
GSNR SOUTHERN KY LLC
DBA: TWO MEN AND A TRUCK
Bowling Green, KY 421033 Power Units2 Drivers
Cargo: Household Goods (Moving)|Est. Ins: $10,700–$16,900/truck
Inspection & Filing Profile