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FMCSA ACTIVE CARRIERUSDOT #645884MC-788729

H M PRATHER & SON INC

Physical Business Address
658 Er Seventh St, Lexington, KY 40505
Corporate Structure & Officers
Corporation
Principal: Buddy Prather • Martin Prather
Registered Carrier Phone
(859) 252-0208
USDOT Registration & Authority Class
Intrastate Non-Hazmat • PRIVATE PROPERTY
FMCSA Added Date: 1996-06-18
FMCSA Compliance Notice — BMC-91X & MCS-150 Schedule

Federal law requires active proof of continuous auto liability ($750k-$1M) on file to avoid DOT Out-of-Service orders or authority revocation.

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Fleet Equipment, Drivers & Mileage Utilization

5
Total Power Units
4
Total Registered Drivers
3
CDL Drivers
20k
Annual Miles (2025)
Owned Road Tractors:0 units
Owned Semi-Trailers:5 trailers
Avg Utilization / Truck:4,000 mi/yr

Commercial Truck Insurance & Federal Filing Requirements

2026 Underwriting Benchmark
Est. Cost Per Truck / Yr
$6,700 – $11,000
Est. Total Fleet Policy (5 Units)
$33,500 – $55,000
Minimum Federal Liability
$750,000 (State / Intrastate)
Mandatory FMCSA Filings & EndorsementsCommercial Auto Primary Liability • Form E / State Intrastate Filing

MCS-150 Biennial Schedule & FMCSA Safety Record

Mandatory MCS-150 Filing Month (49 CFR § 390.19)
April • Even Years (2026, 2028)
Last MCS-150 Filed: 2026-05-12 (Active / Current)
FMCSA Safety Rating & Review Status
Unrated / Active
Prior Authority Revocation: No

Frequently Asked Questions About H M PRATHER & SON INC

Is H M PRATHER & SON INC (USDOT #645884) currently authorized and active?

According to U.S. DOT / FMCSA Company Census records, H M PRATHER & SON INC (USDOT #645884, MC-788729) holds an ACTIVE registration in Lexington, Kentucky, classified under Intrastate Non-Hazmat (PRIVATE PROPERTY).

How many trucks and drivers does H M PRATHER & SON INC operate?

H M PRATHER & SON INC reports 5 commercial power unit(s) and 4 driver(s) (including 3 CDL drivers) on its FMCSA MCS-150 census filing.

What commercial truck insurance filings are required for USDOT #645884?

Based on its Intrastate Non-Hazmat operations hauling General Freight, federal regulations generally require $750,000 (State / Intrastate) minimum primary liability (Commercial Auto Primary Liability • Form E / State Intrastate Filing). Estimated market insurance benchmark for a 5-unit fleet in KY is $6,700–$11,000 per power unit annually.

When is H M PRATHER & SON INC's mandatory FMCSA MCS-150 biennial update due?

Under 49 CFR § 390.19, based on the last two digits of USDOT #645884, H M PRATHER & SON INC must file its MCS-150 biennial update every April in Even Years (2026, 2028). Last recorded MCS-150 date: 2026-05-12.

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