FIRST OPTION INC
Federal law requires active proof of continuous auto liability ($750k-$1M) on file to avoid DOT Out-of-Service orders or authority revocation.
Fleet Equipment, Drivers & Mileage Utilization
Commercial Truck Insurance & Federal Filing Requirements
2026 Underwriting BenchmarkMCS-150 Biennial Schedule & FMCSA Safety Record
Frequently Asked Questions About FIRST OPTION INC
Is FIRST OPTION INC (USDOT #1283161) currently authorized and active?
According to U.S. DOT / FMCSA Company Census records, FIRST OPTION INC (USDOT #1283161, MC-499098) holds an ACTIVE registration in Marion, Indiana, classified under Interstate (AUTHORIZED FOR HIRE).
How many trucks and drivers does FIRST OPTION INC operate?
FIRST OPTION INC reports 54 commercial power unit(s) and 50 driver(s) (including 59 CDL drivers) on its FMCSA MCS-150 census filing.
What commercial truck insurance filings are required for USDOT #1283161?
Based on its Interstate operations hauling General Freight, federal regulations generally require $750,000 minimum primary liability (BMC-91 / BMC-91X ($750k+ Primary Liability) • MCS-90 Endorsement • $100,000 Motor Truck Cargo • BMC-34 Household Goods Cargo • UIIA Intermodal Endorsement & Trailer Interchange • Reefer Breakdown Coverage). Estimated market insurance benchmark for a 54-unit fleet in IN is $10,400–$16,400 per power unit annually.
When is FIRST OPTION INC's mandatory FMCSA MCS-150 biennial update due?
Under 49 CFR § 390.19, based on the last two digits of USDOT #1283161, FIRST OPTION INC must file its MCS-150 biennial update every January in Even Years (2026, 2028). Last recorded MCS-150 date: 2026-09-25.